Our mission at Guardian Risk Management and Insurance Services is to help each and every client achieve protection, profitability, and peace of mind.
We work for you! We are an independent insurance agency. Combined, we have over 50 years combined experience in the risk management and insurance business. We are committed to a higher standard of excellence. It is our objective to provide our clients with a well-designed responsible protection program. We achieve this through implementing both risk management and insurance solutions, individually customized to meet your special needs. Our staff are knowledgeable, experienced professionals trained to use several techniques in an effort to:
- Reduce your insurance premiums
- Reduce dangerous gaps in your coverage
- Help you manage risk more effectively, while becoming more profitable
We analyze your protection requirements first from a risk management standpoint. We help you lower your insurance cost, while helping you to better manage the risks associated with your business, and finally have the peace of mind of knowing that your business is both protected and profitable.
We believe that each of our clients deserve excellent service. Our professional staff is prepared to provide you with a no cost, no obligation review and comparison of your current risk management and insurance needs.
An Independent Advantage
We are Independent Agents free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Guardian Risk Management & Insurance Services represents a carefully selected group of financially strong, reputable insurance companies. It is our goal to provide you with the best coverage at the most competitive price.
What is an Independent Insurance Agent?
When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!
The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, car insurance, home insurance or businessowner policy — you wouldn’t have a choice. The only solution would be going to that one company.
With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.
An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.
When you buy insurance, whether it’s for your home, your car or your business, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, it’s up to you to make the final choice.