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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Helpful Tips To Get Your House Ready For Spring Storms

April showers may be great for a lush, blooming garden, but the heavy spring storms can lead to very serious damage if you are not prepared. Homeowners can avoid costly repairs by taking a few simple steps before the first storm hits. Have a Plan in Place When severe weather hits, the most important thing is to ensure the safety of every member of your...

How Depreciation Can Affect Your Auto Insurance Premiums

The value of virtually any expensive item changes as time passes. For a high-quality bottle of wine or a rare painting, the value may increase as the item ages, but cars and other vehicles usually only depreciate, losing significant value as the years pass. There are some rare exceptions, such as antique or other collectible vehicles. With a new car, the biggest drop in value...

Can You Guard Your Business Against A Cyber Attack?

Technological advancements have done a lot to support businesses by making tasks more streamlined and efficient. Online databases save time and ensure convenient access to important information, and financial transactions are easier than ever with digital banking technology. But with these improvements comes a new brand of vulnerabilities. If your business falls victim to a cyber attack, are you prepared to deal with the aftermath?...

How To Protect Your Home This Winter

Extreme winter weather can lead to serious damage to your home. Frozen water pipes can burst and cause a flood in your home and basement. A dam of ice within your gutter can divert the water to your interior walls, creating a mess that will be costly to repair. Your homeowners insurance protects against specific types of damage, but every policy is different. Ensure you...

“How Divorce Affects Your Insurance”

Consumer Article: “How Divorce Affects Your Insurance” An insured we will call Bill and Nancy own 27 cars, a "few" homes, 15 boats, and a lot of other stuff! They are named insureds on everything. Now the kicker...Bill and Nancy are getting divorced! Bill wants his insurance agent to remove Nancy on everything except two autos and a boat. Bill faxes the agent documentation that...